.cred_text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #FFFFFF;
	text-decoration: none;
}
.regtext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
}
.link_color {
	color: #000384;
	text-decoration: none;
}
.link_color:hover {
	color: #666666;
	text-decoration: none;
}
.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #000B73;
}
.whitetext12pt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
}
.scrolltext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
}
.bluetext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000B73;
}
p {
	font-family: Arial, Helvetica, sans-serif;
}
.heading14pt {
	font-family: Arial, Helvetica, sans-serif;
	color: #000B73;
	font-size: 14px;
}
.pt10text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.noformpadding {
	margin: 0px;
	padding: 0px;
}